Fine tuning

Packing is more than just boxing up items. When you’re going to “move” from one home to another for a six month stretch, it requires a lot of forethought. I have been trying to be sure that we aren’t leaving behind anything which will be essential to our comfort.

Tax payments are a huge consideration. I have to make sure that in April, when it’s time to do Income Taxes, we are prepared. Today I went through our box of tax “back-up” information. Most of that stuff didn’t needed to be hauled to Florida, but I wanted to make sure that nothing we will need will be left behind. (I actually heard about a couple that had to make a trip back to Michigan from Florida because they forgot tax information they needed for their April 15th deadline.)

I went through everything.

Our accountant always asks for insurance information on all of our policies. So today I looked for the insurance receipts to be certain that we’d have them with us when required in Florida. I realized it would be a monumental task to go find all the back-up copies of all the payments on our four vehicles’ and two homes, so I called the insurance company and got a list of what we insure through them. We have a Chevy Malibu, GMC truck, and in Florida a Jaguar. Both our fifth wheel and golf cart are also covered. We also have coverage on our home, our condo, and an umbrella policy which extends the liability on everything.

I asked State Farm Insurance if it was possible to find an area on-line where the payment information was clearly spelled out but, after trying to find something that would work, I decided the easiest way is to create my own list of insurance payments. It didn’t take long. With their list of our policies, I was able to fill in the payment amount for each. We’re set!!!

Then I realized I also need license plate costs for our three licensed vehicles. I got the amount we paid on two of the three. (No problem, the third amount will be available by the time we’re asked to renew in March — before tax information is due).

Why worry now? Because if I don’t take the documentation with us, we’ll have problems. We can’t just go back and get what we need.

We have also been advised that when we get to Florida we’ll need to apply for new Kings Point identification cards for us and our vehicles (necessary to enter the complex, use any facilities, or attend any activities). The requirements to submit the applications are involved and specific. I can easily meet my Florida Condo residency requirements because I have a Florida drivers’ license, but John must prove his “part time” residency with back-up documentation. (They suggest cable or electric bills containing the “owner’s name” with address.) Most of our accounts are only in my name (because that’s how it was when we lived in Mom’s condo, and we just transferred the accounts). It’s also more difficult because we have chosen not to receive “paper” billing. It was therefore hard to prove his Florida involvement. I finally located a copy of our Hillsborough tax payment with his name on it and our Florida bank accounts. Hopefully those will be acceptable.

It’s those little preparations that make our time in Florida easier and more relaxed. And I sure wouldn’t want to give John an excuse to head back early.

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